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Huwag Kang Magpanic! But Read This First: Can You Really Go to Jail for Not Paying Your GLoan, LazPay, SPayLater, or TikTok PayLater?

By Janabajal Law | Consumer Protection & Digital Finance Practice Group ⚠️ Disclaimer: This blog post is for general informational purposes only and does not constitute legal advice. For specific concerns regarding your situation, consult a licensed attorney. The “Nahihirapan Ako Magbayad” Dilemma Admit it — we’ve all been there. You clicked “Buy Now, Pay […]
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Psychological Incapacity Under Article 36: What It Now Means

Article 36 of the Family Code states that a marriage is void if, at the time of the wedding, a spouse was psychologically incapacitated to comply with the essential marital obligations, even if the incapacity appeared only later. In simple terms, Article 36 allows a declaration of nullity of marriage when, from the very beginning, […]
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Can Politics Be Honest? The Rise of the Accountability Revolution in the Philippines

In a country weary from recurring political scandals, shifting alliances, and an often toxic culture of impunity, one question feels especially urgent for Filipinos today: Can politics in the Philippines truly be honest? For decades, the nation has watched leaders rise and fall amid allegations of corruption, unfulfilled promises, and public trust that erodes year […]
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Moral Decay in Philippine Politics: Confronting Corruption Through Collective Will

Corruption in the Philippines is not merely administrative failure—it is a moral catastrophe destroying our democracy from within. From national offices to barangay halls, graft, bribery, and abuse of power have become disturbingly routine. We have normalized what should horrify us, creating a political culture where corruption is expected, tolerated, and embedded. This moral decay […]
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Understanding Psychological Incapacity in Philippine Marriages

Marriage is a beautiful commitment, a promise of forever. But what happens when that promise becomes impossible to keep, not because of a lack of love, but due to something deeper, something fundamentally broken within the marital bond? In the Philippines, where divorce is not legal, many couples find themselves exploring “Psychological Incapacity” as a […]
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Maceda Law: Your Rights When Buying Property on Installment

Acquiring property is one of the most significant investments an individual or family can make. In the Philippines, where purchasing real estate through installment payments is a common and accessible option, it’s crucial for buyers to be aware of their rights and protections. This is where Republic Act No. 6552, more popularly known as the […]
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